SELF approves people based on their ability to pay, not credit scores.

Whether you are a veteran, senior, female head-of-household, disabled, low-income, have poor credit, or just an average homeowner; SELF has a special lending program for you.

Low-Interest Rate Home Improvement Loans

Atlanta Housing Landlord Program

Unsecured capital for improving your rental properties SEER (Sustainable, Energy Efficient, Resilient) loans help lower utilities costs for tenants and improve health and safety. SEER ...

Contractor & Business Loans

Working Capital & Resources

All Home Improvement Loans

Unsecured loans for a wide variety of eligible improvements

Loans for Landlords

Multifamily & Non-Profit

getting a loan for a rental property

Disability Loans

Loans for disability and aging in place home adaptation.

Excited female soldier leaving for deployment

KIVA Loans

Crowdsourced loans for people with low or no credit, veterans, and female heads of household.

Energize St. Lucie County (PACE)

For All Land Use Types. *Only Available in St. Lucie County, FL

solar panels

Solar PV

Unsecured Residential

Storm Protection

Storm Protection

Unsecured Residential

Sewer and Water Loans

Sewer and Water Loans

Unsecured Residential

Martin County Septic to Sewer Loan

Martin County Septic to Sewer Loan

Residential. Martin County Only.