SELF approves people based on their ability to pay, not credit scores.
Whether you are a veteran, senior, female head-of-household, disabled, low-income, have poor credit, or just an average homeowner; SELF has a special lending program for you.
Low-Interest Rate Home Improvement Loans
All Home Improvement Loans
Unsecured loans for a wide variety of eligible improvements
Disability Loans
Loans for disability and aging in place home adaptation.
KIVA Loans
Crowdsourced loans for people with low or no credit, veterans, and female heads of household.
SAGE Homes
Financing Options for Developers
Multifamily & Non-profit
SAGE Climate-Resilient Housing Development Financing
Construction financing and technical assistance for emerging developers building resilient housing.
Housing Participation Loans
Flexible participation capital for mid- to large-scale affordable housing and community development projects.
Commercial Solar Financing
Financing for nonprofits, small businesses, and housing developers installing commercial solar and battery storage.
Solar PV
Unsecured Residential
Storm Protection
Unsecured Residential
Sewer and Water Loans
Unsecured Residential
Martin County Septic to Sewer Loan
Residential. Martin County Only.