Privacy Policy | Solar and Energy Loan Fund

Effective Date: February 4, 2024

Solar and Energy Loan Fund of St. Lucie County Inc. values your privacy. This Privacy Policy applies to the Websites, as defined below, operated by SELF and its parent companies, subsidiaries, affiliates, and/or its designees, if any (“SELF,” “we,” “us,” and “our”). As used herein, “you,” “your,” “users,” or the like means the entity and/or individual accessing and/or using our Websites. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Websites, and the choices you have associated with that data. By using our Websites, you agree to the collection and use of information in accordance with this Privacy Policy. We reserve the right to change this Privacy Policy at any time. Such changes may be made without prior notice; but, all updates will be in this Privacy Policy. Changes will be effective when updated and posted. Your continued use of the Websites confirms your agreement and compliance with this Privacy Policy. If you do not agree with all or part of this Privacy Policy, do not use our Websites.

DEFINITIONS

Websites. This Privacy Policy applies to this website (www.solarenergyloanfund.org) and other websites, mobile applications, platforms, applications delivered via the internet, software, and/or other online products and services owned, operated, or licensed for use by SELF both now and at any time in the future.
Personal Data. While using our Websites, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify. This may include but is not limited to: email address; first name and last name; telephone numbers; fax numbers; personal address (street, state, province, state, zip or postal code, city, country); company affiliation; social security numbers; and, financial information.
Usage Data. We may also collect information how our Websites access and use data. Usage Data is data collected automatically either generated by the use of the Websites or from the Websites infrastructure itself. This Usage Data may include information such as your computer’s internet protocol address (e.g. IP address), browser type, browser version, the pages of our Websites that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Cookies Data. Cookies are small pieces of data stored on your device, whether that is a computer, mobile device, or a tablet. Read our full Cookie Policy here.
Data Controller. The natural or legal person, either or alone, jointly, or in common with other persons, who determines the purposes for which and the manner in which any Personal Data are, or to be, processed. For the purposes of this Privacy Policy, we are a Data Controller of your Personal Data.
Data Processors or Service Providers. Any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.
Data Subject or User. This is any living individual who is using our Websites and is the subject of Personal Data.

TYPES OF INFORMATION WE COLLECT AND USE

We collect various types of information for different purposes to provide and improve our Websites, programs, and services for you (collectively, “data”). This includes:

Personal Data.
Cookies Data.
Usage Data.

SELF will not rent or sell your Personal Data to others. We may store Personal Data in locations outside the direct control of SELF (for instance, on servers or databases co-located with hosting providers). You may, of course, decline to submit Personal Data information through the Service, in which case SELF may not be able to provide certain Websites and services to you.

CHOICE / OPT-OUT

We may use your Personal Data to contact you with newsletters, marketing, or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us here. Some types of email and other correspondence do not have opt-out capabilities if you are a client of SELF, such as correspondence and other notifications related to debts you may owe to SELF.

COOKIES AND SIMILAR TECHNOLOGIES

We use cookies and similar tracking technologies to track the activity on our Websites and hold certain information. Cookies are small text files placed on your device that uniquely identify your device and which a website can transfer to a consumer’s hard drive to keep records of his or her visit at a website. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Websites. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Websites. Read our full Cookie Policy here.

SURVEYS

Sometimes our Websites request information from users, like you, via surveys. Participation in these surveys is voluntary, and you may choose not to disclose this information simply by not taking the survey. A survey could ask for information such as a name and address, as well as demographic information, your opinions, testimonials, and more. Information collected in surveys may be used in news releases, presentations, and distributed to the news media.

REGISTRATION

You must be a client of SELF or business affiliate, like a vendor or contractor, to access certain areas of SELF’s Websites and services.

ANALYTICS

We may use third-party Service Providers to monitor and analyze the use of our Websites.

GOOGLE ANALYTICS

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Websites. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the Websites available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit and review Google’s Privacy Terms.

USE OF DATA

SELF uses the collected data to:

Enhance and customize our Websites.
Notify you of updates to our Websites.
Enable you to participate in interactive features of our Websites when you choose to do so.
Provide customer support.
Gather analysis or valuable information to improve our Websites.
Track usage of our Websites.
Detect, prevent, and address technical issues.
Provide you with information about and access to financial products offered by SELF and/or our business affiliates.
Collect on any debts you may owe to SELF.
Provide you with news, special offers, educational materials, resources, and general information about other goods, services, programs, and events which we offer that are similar to those that you have already shown an interest in or purchased.
Allow vendors and business affiliates to contact you through marketing vehicles approved by SELF.

DISCLOSURE OF DATA

In certain circumstances, SELF may be obligated to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities, including a government agency. SELF may disclose your Personal Data in the good faith belief that such action is necessary for reasons including, without limitation: to comply with a legal obligation; to protect and defend the rights or property of SELF; to prevent or investigate possible wrongdoing in connection with the Websites; to protect the personal safety of users of the Websites or the public; and/or to protect against legal liability.

LEGAL BASIS FOR PROCESSING PERSONAL DATA UNDER GENERAL DATA PROTECTION REGULATION (GDPR), LEI GERAL DE PROTEÇÃO DE DADOS PESSOAIS (LGPD), AND COMMISSION NATIONALE INFORMATIQUE & LIBERTÉS (CNIL)

If you are from the European Economic Area (“EEA”), or if you are a resident of France or Brazil, SELF’s legal basis for collecting and using the Personal Data described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it. SELF may process your Personal Data for the following purposes because:

The data processing is necessary for the performance of a contract in which you are a participant, or it is necessary in order to take steps requested by you prior to entering a contract (for example, obtaining SELF’s financial products);
You have given us permission to do so for one or more specific purposes;
The processing is necessary for fulfilling a legal obligation to which Data Controller is a subject;
The processing is necessary for performing a task carried out in the interest or protection of the public or as contained under the official authority given to the Data Controller;
The processing is necessary for the legitimate interests of the Data Controller or a third party, except where overridden by your interests, rights, and freedoms;
For payment processing purposes; and/or,
To otherwise comply with the law.

By using SELF’s Websites (as a User or otherwise), or by becoming a client or business affiliate of SELF, you are providing your verifiable consent to SELF to process your Personal Data. If you do not want SELF to process your Personal Data as described in this Privacy Policy, do not use SELF’s Websites.

DATA RETENTION

SELF will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws and/or data retention policies), resolve disputes, and enforce our legal agreements and policies. SELF will also retain Usage Data for internal analysis purposes.

TRANSFER OF DATA

Your information, including Personal Data, may be transferred and maintained on devices located outside of your state, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. SELF will take reasonable steps for your data to be treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

DATA SECURITY

The security of your data is important to us, but no method of transmission over the internet, or method of electronic storage is 100% secure. We may store personal information in locations outside the direct control of SELF (for instance, on servers or databases co-located with hosting providers). While we strive to use commercially acceptable means to protect data, including your Personal Data, we cannot guarantee its absolute security.

SERVICE PROVIDERS

We may employ third party companies and individuals to facilitate our Websites (“Service Providers”), to provide the Websites on our behalf, to perform service-related services, or to assist us in analyzing how our Websites are used. These third parties have access to your Personal Data to perform these tasks on our behalf.

PAYMENTS

We may provide paid products and/or services within the Websites. In that case, we use third-party services for payment processing, like payment processors. We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their respective privacy policies.

THIRD-PARTY WEBSITES

Our Websites may link to third-party websites from companies other than SELF, such as to relevant online resources, our partners’ and business affiliates’ websites, and other third-party websites. SELF is not responsible for the practices employed by websites linked to or from our Websites, the information or content contained therein, their respective privacy practices, and/or content of other such websites. Please remember that when you use a link to go from our Websites to another website, our Privacy Policy is no longer in effect. Your browsing and interactions on any other website, including those that have a link on our Websites, is subject to that website’s own rules and policies. Please read over those rules and policies before proceeding and contact those third-party websites directly for any questions you may have about them. SELF is not responsible for the actions of third parties.

DO-NOT-TRACK DISCLOSURE

Some browsers have a “Do Not Track” feature that allows you to communicate to websites that you do not want to have your online activities tracked. Our system does not respond to Do Not Track requests or headers from some or all browsers at this time.

CHILDREN

Our Websites do not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information, or Personal Data, from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

DATA BREACHES

In the event that Personal Data is compromised as a result of a breach of security, SELF will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Privacy Policy, by email, or as otherwise required by applicable law.

SELF shall not be liable for the transfer of any Personal Data resulting from loss or distribution of data, the delineation or corruption of storage media, power failures, natural phenomena, riots, acts of vandalism, sabotage, cyber-attacks, terrorism, or any other event beyond our control.

CALIFORNIA CONSUMER PRIVACY ACT (CCPA/CPRA)

This portion of our Privacy Policy applies only to residents of the state of California.

California Notice at Collection

SELF may collect the following categories of data about users:
Identifiers such as real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.
Additional personal information described in Cal. Civ. Code Section 1798.80 such as signature, physical characteristics or description, telephone number, and/or any other financial information.
Commercial information, such as records of personal or real property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Internet or other electronic network activity information, such as browsing history, search history, and information regarding a consumer’s interaction with an internet website or mobile application, or advertisement.
Geolocation data.
Professional or license-related information.

Sources

SELF may have collected personal information about you form the following categories of sources:

Directly from you.
From your use of the Websites.
Information we receive from third-party sites you connect to our Websites.
Other companies, such as our service providers and vendors.
Government entities and records.

Business and Commercial Purposes for Use

SELF uses Personal Data for the following business and commercial purposes: to provide products and services; for product research and development; for marketing and promotions; authentication; integrity, safety, and security; to communicate with you; and, for legal reasons. SELF may permit advertising and analytics services that are intended to deliver advertising to you and/or analyze your interactions, based on your interactions with our Websites or applications, which may constitute a “sale” or “sharing” of data under California law. See “California & Other U.S. State Privacy Rights” for more information regarding your right to opt-out.

Retention

We retain Personal Data to achieve the purposes for which the personal information was collected. In certain cases, we may need to retain personal information for purposes required under applicable law, for tax or audit purposes, or for other purposes permitted under law.

CALIFORNIA & OTHER U.S. STATE PRIVACY RIGHTS

This portion of our Privacy Policy applies only to residents of the state of California and residents of certain other U.S. states with privacy laws.

“Sale” or “Sharing” of Personal Data

SELF may share your Personal Data as outlined in this Privacy Policy. SELF may also allow certain third parties (such as online advertising services) to collect your Personal Data via automated technologies on our Websites in exchange for consideration. Those third parties may use your Personal Data for optimization, display cross-contextual advertising, and manage their own platforms. You have the right to opt out of this disclosure of your information, which may be considered a “sale” or “sharing” under California law, as set forth below. We do not knowingly sell or share the Personal Data of minors under 18 years of age.

Categories of Personal Information Disclosed to Third Parties

We share all the categories of personal information that we collect for the purposes listed herein.

CCPA Rights of California Residents

Under some U.S. state laws, including the California Consumer Privacy Act of 2018 (as amended by the California Consumer Privacy Rights Act) (CCPA), residents may have a right to:

Right to Know: The right to know what personal information we have collected about you, including the categories of personal information, the categories of sources form which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing such personal information, the categories of third parties to whom we have disclosed personal information, and the specific pieces of personal information that we have collected about you.
Right to Delete: Subject to certain exceptions, the right to delete personal information that we have collected from you.
Right to Correct Inaccurate Personal Information: The right to correct inaccurate personal information that we maintain about you.
Right to Opt-Out of Sale or Share: The right to opt-out of the sale or sharing of your personal information by us.
Right to Limit Disclosure of Sensitive Personal Information: We use sensitive personal information, if at all, for the limited purposes set forth below: (1) performing our service or providing goods; (2) detecting security incidents; (3) resisting malicious, deceptive, fraudulent, or illegal actions; (4) ensuring physical safety; (5) or short-term transient use, including certain non-personalized advertising, (6) maintaining or servicing accounts, providing customer service, verifying customer information, or providing similar services; (7) to verify and maintain the quality or safety of a service or product to improve, upgrade, or enhance a service or product; and, (8) with your consent. As such, there is no right to limit our use of sensitive personal information.
Right to Not Receive Discriminatory Treatment: You have the right to not receive discriminatory treatment by us for the exercise of any of the rights conferred by the CCPA in this section.
How to Exercise Your CCPA Rights: You can exercise any of your CCPA rights described in the previous section, or designate an authorized agent to submit requests on your behalf, by contacting SELF here.
Appeal a Denial of Your Request: Some states provide additional rights to their residents. If we decline to process your request, you may have the right to appeal our decision. You may do so by replying directly to our denial or by contacting us here.

These rights are not absolute, are subject to exceptions and limitations, and may not be afforded to residents of all states. In certain cases, we may decline requests to exercise these rights where permitted by law. We will need to verify your identity to process your access, deletion, and correction requests and reserve the right to confirm your state residency. To verify your identity, we may require you to give a declaration as to your identity under penalty of perjury, and/or provide additional information, such as providing at least two pieces of personal information relating to your account (which will be compared to information we have, such as profile information) or as we otherwise may already have in our possession, such as your email address and phone number. We will verify your consumer request by comparing the information you provide to information already in our possession, and take additional steps to minimize the risk of fraud. You may designate an authorized agent to submit your verified consumer request by providing written permission and verifying your identity, or through proof of power of attorney.

CONTACT US

If you have any questions about this Privacy Policy, please contact us here.

TERMS AND CONDITIONS

Last updated February 4, 2024

These Terms and Conditions describe your rights and responsibilities when using the mobile and web-based platforms and software (as defined in the Privacy Policy), Websites, or other products and services offered (“Services”) by Solar and Energy Loan Fund of St. Lucie County Inc., a.k.a. “SELF” and its parent companies, subsidiaries, employees, contractors, affiliates, and/or its designees, if any (“SELF,” “we,” “us,” and “our”). All Websites and Services are made available on an “as is,” and “as available” basis and, to the extent permitted under applicable law, without any warranties or contractual commitments we make for other Websites and Services.

By using our Websites and/or Services, you agree that you have read, understand, and will comply with the Terms and Conditions. We reserve the right to change the Terms and Conditions at any time. Such changes may be made without prior notice; but, all updates will be posted on SELF’s Websites. Changes will be effective when posted. Your continued use of the Websites and/or Services confirms your agreement and compliance with these Terms and Conditions.

These Terms and Conditions, any other terms or conditions provided by us in connection with the Websites and Services (including, as applicable, Privacy Policy, both as it exists now and as may be amended at any time in the future), together with any and all documents referenced herein or therein form the “Agreement” between you and us. If you do not agree with all or part of the Agreement, do not use SELF’s Websites and/or Services.

Please read these terms carefully to ensure you understand each provision. This Agreement requires us to resolve disputes through a mandatory arbitration provision on an individual basis rather than jury trials or class actions.

By accessing or using the Websites and/or Services you acknowledge your understanding of the then-current Agreement and agree to be bound by the terms and conditions of the Agreement.

How SELF’s Websites and Services Work

SELF’s mission and story is here. In furtherance of that mission, SELF maintains Websites and Services, some of which are on public-facing Websites.
Relationship between you and SELF. As a User of the Websites, as defined by the Privacy Policy, you may be a member of the general public, a client of SELF, a business affiliate, contractor, or vendor. As a User of the Websites and/or Services, you are consenting to be bound by this Agreement.
No responsibility for third parties. SELF bears no responsibility for any information provided by third parties. SELF does not verify the completeness or accuracy of any information or materials provided by any third parties.
Any disputes between or amongst Users of the Websites and/or Services are solely between such users without SELF’s involvement. You acknowledge and agree that we have no obligation or responsibility in connection with any such disputes.

General Provisions

“You” are the individual accessing SELF’s Websites and/or Services, entering into the Agreement, together with and on behalf of any of your employees, agents, designees, contractors, or others acting on your behalf, accessing the Websites and/or Services. You are solely responsible for all of the acts and omissions of anyone using your account(s) in relation to the Websites and/or Services and the Agreement. To the extent permitted under applicable law, we take no responsibility and assume no liability for any content or contributions that you or any third party submits, posts, or otherwise makes available through the Websites and Services.

Beta Products

Occasionally, we may offer beta features and enable select beta testers to help us test these new features. These features will be identified as “beta” or “pre-release,” or words or phrases with similar meanings (each, a “Beta Product”). Beta Products are made available on an “as is,” and “as available” basis and, to the extent permitted under applicable law, without any warranties or contractual commitments we make for other Websites and Services.

Feedback

If you, or anyone acting on your behalf, sends or transmits any communications or materials to SELF by mail, email, telephone, text message, in-person, social media, or otherwise, suggesting or recommending changes, comments, questions, suggestions, or the like (“Feedback”), SELF is free to use such Feedback irrespective of any other obligation or limitation between you and SELF. You assign to SELF, both on your behalf and anyone else acting on your behalf, all right, title, and interest in the Feedback, and SELF is free to use, without any attribution or compensation to you or any other party, any ideas, know-how, concepts, techniques, or other intellectual property rights contained in the Feedback, for any purpose whatsoever; although, SELF is not required to use any Feedback and any such Feedback does not create any contractual obligations.

Privacy Policy and Protection of Personal Data

Our Privacy Policy provides notice regarding how we collect and use data relating to the use and performance of our Websites and Services, including Personal Data about our Users. Any Personal Data you submit to our Websites and Services must be Personal Data that you have the right to provide.

Services Usage and Restrictions: Intellectual Property Ownership of the Websites, Services, Documentation, and Company Data

We exclusively own and will continue to own our Services and Documentation, which is defined to include, without limitation, the user interfaces, designs, data, information, software, products, graphics, and all other elements of the Websites and Services, and all related intellectual property and other proprietary rights related thereto (“Our Materials”). Except as expressly allowed by this Agreement, you have no rights or licenses to, and may not access or use, any of Our Materials, and we reserve all rights not expressly granted in this Agreement. Further, all Company Data, as defined below, will be owned solely and exclusively by us and, for purposes of clarity, you agree that we may use the Company Data in perpetuity for any purpose permitted by applicable law, including without limitation, to operate, analyze, improve, and market the Websites and Services and our other products and services, both as they exist now and as they may exist at any time in the future, and to share such data with our affiliates, vendors, and business partners.

Third-Party Products

We may, from time to time, make available or integrate certain third-party products and services, including but not limited to open-source software (“Third-Party Products”) for use in connection with the Websites and/or Services. In addition, the Services may integrate with, or contain, third party materials or information, or links thereto, that are not owned or controlled by us (“Third-Party Materials”). We do not endorse or assume any responsibility for any Third-Party Products or Third-Party Materials. You acknowledge that such Third-Party Products or Third-Party Materials may be made available under, and in such case, you shall be subject to any such, separate or additional terms and conditions and privacy policies, including but not limited to open-source licenses. If you access any third-party website, Third-Party Product, or Third-Party Materials, you do so at your own risk, and you acknowledge and agree that the Agreement and our Privacy Policy do not apply to your use of such sites or services. You expressly relieve us from any and all liability arising from your use of any Third-Party Products or Third-Party Materials. All rights granted herein are subject to your full compliance with all of the terms and conditions of the Agreement, the Documentation, and any terms and conditions of the Third-Party Products. All rights in the Websites and/or Services and Documentation not expressly granted herein are expressly reserved by us.

Your License to SELF for Personal Data

You grant us a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to access, use, process, copy, distribute, perform, export, share, and/or display your Personal Data, as reasonably necessary (a) to provide and maintain the Websites and/or Services; (b) to prevent or address service, security, support, and/or technical issues; (c) as required by law; (d) to provide you with financial products; (e) to service loans; (f) enforce agreements you have entered into with SELF; and, (g) as expressly permitted in writing by you or as permitted in our Privacy Policy.

License to User Content

“User Content” consists of videos, images, music, comments, questions, documents, spreadsheets, and any other content in any format submitted, posted, or otherwise made available by you through the Websites and/or Services. By submitting, posting, storing, or otherwise making such User Content available through the Websites and/or Services, you represent and warrant that you have all rights necessary to grant (including without limitation any necessary consents and authorizations from individual persons identified in the User Content and licenses from third parties whose content is included in the User Content) all licenses and rights hereunder. You grant to us a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, host, store, reproduce, modify, publish, list information regarding, translate, distribute, publicly perform, publicly display, and/or make derivative works of all such User Content, and the names, voice, and/or likeness contained in the User Content, in whole or in part, and in any form, media, or technology, whether now known or hereafter developed, for use in connection with our provision of the Websites and/or Services as described in the Agreement and our Documentation. You hereby expressly acknowledge and agree that we may sell, license, and otherwise distribute and commercialize such User Content, whether alone or in combination with other information, any other third-party with no duty of any kind to account to you or any third-party for such sale, license, or other distribution, or commercialization. You further agree that our making available of such User Content to third parties will not be a violation of our confidentiality obligations. Further, you acknowledge and agree that we may collect data relating to your Usage Data and collect, analyze, and use data developed, derived or otherwise resulting from the analysis or manipulation of User Content (including by the aggregation, commingling or other combination by us of User Content with other data used or collected by us) (“Derivative Data” and, collectively with Usage Data, “Company Data”).

Responsibilities for User Content

We are not responsible for the content of any User Content or the way you choose to use the Websites and/or Services to store or process any User Content. You represent and agree that you are solely responsible for ensuring compliance with all laws in all jurisdictions that may apply to User Content provided hereunder, including but not limited to all applicable international, federal, state, provincial, and local laws, rules, and regulations relating to data privacy, security, disability, and fair housing laws. Unless otherwise agreed to in writing, unless SELF requests the same in connection with offering you financial products, or as otherwise expressly permitted herein, you may not submit any User Content that includes a social security number, passport number, driver’s license number, or similar identifier, credit card or debit card number, or any other information which may be subject to specific data privacy and security laws including, but not limited to, the Gramm-Leach-Bliley Act (GLBA), the Health Insurance Portability and Accountability Act (HIPAA), the Health Information Technology for Economic and Clinical Health Act (HiTECH), the Family Educational Rights and Privacy Act of 1974 (FERPA), the Children’s Online Privacy Protection Act (COPPA), the General Data Protection Regulation (GDPR) or the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA) or any other data which is considered to be sensitive or which could give rise to notification obligations under all applicable local, state, or federal data breach notification laws. We do not make any representations as to the adequacy of the Websites and/or Services to process your User Content or to satisfy any legal or compliance requirements which may apply to your User Content, other than as described herein.

Use of the Websites and/or Services

You must comply with the Agreement. You agree and acknowledge that the licenses, if any, granted to you by us to access and/or utilize the Websites and/or Services are explicitly conditioned on your adherence to the restrictions as set forth in this Agreement and your compliance with the same. We reserve the right, but have no obligation, to investigate any violation of this Agreement and review your conduct for compliance purposes. If we believe there is a violation of the Agreement that can be remedied by your removal of certain User Content, we may require you to take direct action to cure such violation. In addition, to the extent legally permissible, we reserve the right to take further appropriate action, as we deem appropriate, including but not limited to circumstances where you do not take appropriate action, or if we believe there is a risk of harm to us, the Websites and/or Services, our members, or any third parties.

Acceptable Use: Technical Restrictions

You shall not engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Websites and/or Services in any medium, including without limitation by any automated or non-automated “scraping”; (ii) using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Websites and/or Services in a manner that sends more request messages to the servers hosting the Websites and/or Services than a human can reasonably produce in the same period of time by using a conventional on-line web browser; (iii) transmitting spam, chain letters, or other unsolicited email; (iv) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Websites and/or Services; (v) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (vi) uploading invalid data, viruses, worms, or other software agents through the Websites and/or Services; (vii) collecting or harvesting any personally identifiable information, including but not limited to account names, from the Websites and/or Services; (viii) using the Websites and/or Services for any commercial solicitation purposes; (ix) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (x) interfering with the proper working of the Websites and/or Services; (xi) accessing any content on the Websites and/or Services through any technology or means other than those provided or authorized by the Websites and/or Services; (xii) reverse engineering, decompiling, disassembling, or otherwise attempting to discover the source code or any portion of any Websites and/or Services; and/or, (xiii) bypassing the measures we may use to prevent or restrict access to the Websites and/or Services, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the Websites, Services, and/or the content therein.

Acceptable Use: User Content Restrictions

You are solely responsible for any User Content you submit through the Websites and/or Services. You shall not submit any User Content that: (i) may create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you, to any other person, or to any animal; (ii) may create a risk of any other loss or damage to any person or property; (iii) seeks to harm or exploit children by exposing them to inappropriate content, asking for personally identifiable details or otherwise; (iv) may constitute or contribute to a crime or tort; (v) contains any information or content that we deem to be unlawful, harmful, abusive, racially or ethnically offensive, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, humiliating to other people (publicly or otherwise), libelous, threatening, profane, obscene, or otherwise objectionable; (vi) contains any information or content that is illegal (including, without limitation, the disclosure of insider information under securities law or of another party’s trade secrets); (vii) contains any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships; (viii) contains any information or content that you know is not correct and current; (ix) violates federal, state, and/or local fair housing and/or discrimination laws; or, (x) to the extent applicable, violates any school or other applicable policy, including those related to cheating or ethics.

You acknowledge and agree that any User Content that you submit does not and will not violate third-party rights of any kind, including without limitation any intellectual property rights or rights of privacy. To the extent that your User Content contains music, you hereby represent that you are the owner of all the copyright rights, including without limitation the performance, mechanical, and sound recordings rights, with respect to each and every musical composition (including lyrics) and sound recording contained in such User Content and have the power to grant the license granted below. To the extent legally permissible, we reserve the right, but are not obligated, to reject and/or remove any User Content that we believe, in our sole discretion, violates any of these provisions. You understand that publishing your User Content on the Services is not a substitute for registering it with the U.S. Copyright Office, the Writer’s Guild of America, or any other rights organization.

Your Obligations for Sending Commercial Messages

You shall not communicate or otherwise send electronic commercial e-mails or messages (“Commercial Messages”) via the Websites and/or Services that may be harassing, threatening, indecent, obscene, slanderous, or otherwise unlawful and not engage in spamming or other unsolicited advertising, marketing, or other activities, including, without limitation, any activity prohibited by applicable laws, including without limitation the CAN SPAM Act of 2003 and all other federal, state or local laws, rules, regulations, and guidelines in any applicable jurisdiction relating to sending Commercial Messages (“Anti-Spam Laws”). You shall not display or deliver through any Commercial Message or other User Content any false, misleading, deceptive, or unlawful content, sexually explicit materials, or content related to escort or dating services, drugs, dietary supplements, illegal substances or goods, gambling, affiliate marketing, or work-at-home, get-rich-quick, pyramids, day trading, forex, payday-loan, or similar schemes. You further agree not to communicate or otherwise send any Commercial Messages via the Websites and/or Services unless you have received clear and direct authorization or “opt-in” from the recipient to receive your Commercial Messages and have otherwise provided necessary disclosures about the Commercial Messages and obtained other necessary affirmative consent as required by applicable Anti-Spam Laws or the Agreement (“Opt-In”). When using the Websites and/or Services to send Commercial Messages, you certify that you will not use purchased, rented or traded lists, e-mail append lists, or any list containing e-mail addresses (or phone numbers or other applicable contact information) in any other method besides express opt-in that is specific to you.

If you send Commercial Messages (which, in all cases, shall be subject to recipients’ Opt-In), you hereby assume all responsibility for your acts and omissions thereto. The content of each Commercial Message shall include information on how recipients may unsubscribe from receiving further Commercial Messages from you (“Unsubscribe”) and a valid physical address and otherwise comply with all applicable Anti-Spam Laws. You shall use reasonable efforts to provide recipients with descriptions on how frequently such recipients can expect to receive Commercial Messages from you. You shall process any and all Unsubscribe requests for at least thirty (30) days following the initial Commercial Message and must complete such request within ten (10) business days following the request. You may not charge a fee, require your recipient to provide any other personally identifying information besides an e-mail address or require your recipient to take any step besides sending a reply email or visiting a single web page, as a condition of their request to Unsubscribe. Once you have received an Unsubscribe request from a recipient, you may not sell or transfer that recipient’s email address, individually or as part of a mailing list. You are responsible for all activity occurring under your accounts, including any unauthorized use of your account by any third party. You agree that, as between the parties, you are the sole initiator of any communication transmitted through the Websites and/or Services. We are not responsible for obtaining any necessary consents or permissions from recipients of your Commercial Messages.

We reserve the right, in our discretion, to review your Commercial Messages and recipient and opt-in lists in order to verify that you are in compliance with the terms set forth herein but have no obligation to do so. Any actual or suspected violation of these terms or applicable laws may result in suspension or termination of your account, in our discretion, and may also lead to civil or criminal liability.

Agreement Term and Termination

Access to the Websites and/or Services continues until terminated. We may terminate the Agreement without cause at any time and for any or no reason with seven (7) days’ advance written notice, or immediately if we reasonably believe that the Websites and/or Services are being used by you in violation of applicable law or this Agreement. Upon any termination of any kind, you will promptly cease all use of the Websites and/or Services.

Free Trials

Third parties may offer free trials of certain memberships for specified periods of time without payment. If a third-party offers you a free trial through the Websites and/or Services, the specific terms of your free trial will be provided in that third-party’s terms and conditions. ONCE YOUR FREE TRIAL ENDS, THE THIRD-PARTY WILL LIKELY BEGIN BILLING YOUR DESIGNATED PAYMENT METHOD ON A RECURRING BASIS FOR YOUR MEMBERSHIP WITH THAT THIRD-PARTY (PLUS ANY APPLICABLE TAXES AND OTHER CHARGES) FOR AS LONG AS YOUR MEMBERSHIP CONTINUES, UNLESS YOU CANCEL YOUR MEMBERSHIP PRIOR TO THE END OF YOUR FREE TRIAL. INSTRUCTIONS FOR CANCELING YOUR MEMBERSHIP ARE PROVIDED BY THIRD PARTIES. PLEASE NOTE THAT YOU WILL NOT RECEIVE A NOTICE FROM US THAT YOUR FREE TRIAL HAS ENDED OR THAT THE PAID PORTION OF YOUR MEMBERSHIP HAS BEGUN. We have no liability for your use of third-party services.

Representations; Disclaimer of Warranties

You represent and warrant that you have validly entered into the Agreement and have the legal power to do so, and that you will use the Websites and/or Services in compliance with all applicable laws, rules, and regulations, including without limitation any licensing requirements. ALL INFORMATION PROVIDED TO YOU VIA THE WEBSITES AND/OR SERVICES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS PROFESSIONAL OR LEGAL ADVICE. NO ACTION SHOULD BE TAKEN BASED UPON INFORMATION PROVIDED VIA THE WEBSITES AND/OR SERVICES WITHOUT FIRST SEEKING INPUT FROM AN INDEPENDENT PROFESSIONAL WHO IS LICENSED AND/OR QUALIFIED IN THE APPLICABLE AREA. EXCEPT AS EXPRESSLY PROVIDED FOR HEREIN, THE WEBSITES, SERVICES, AND ALL RELATED COMPONENTS AND INFORMATION ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, AND WE EXPRESSLY DISCLAIM, ON BEHALF OF OURSELVES AND ON BEHALF OF OUR VENDORS AND LICENSORS, ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ACKNOWLEDGE THAT WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE INTEGRITY OF DATA THAT YOU TRANSMIT, TRANSFER, STORE, OBTAIN, OR RECEIVE THROUGH USE OF THE WEBSITES AND/OR SERVICES. YOU ASSUME ALL RISK ARISING FROM YOUR USE OF THE WEBSITES AND/OR SERVICES, INCLUDING WITHOUT LIMITATION YOUR COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF CERTAIN TYPES OF WARRANTIES, SO THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU. THE AGREEMENT GRANTS SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION. THE FOREGOING DISCLAIMERS WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

Limitation of Liability

IN NO EVENT WILL OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THE AGREEMENT (WHETHER IN CONTRACT OR TORT OR UNDER ANY OTHER THEORY OF LIABILITY) EXCEED THE GREATER OF US $100 OR THE TOTAL AMOUNT OF FEES PAID BY YOU HEREUNDER IN THE TWELVE (12) MONTHS PRECEDING THE LAST EVENT GIVING RISE TO LIABILITY. THE FOREGOING WILL NOT LIMIT YOUR OBLIGATIONS (IF ANY) TO US UNDER ANY OTHER AGREEMENT.

IN NO EVENT WILL WE OR ANY OF OUR VENDORS OR LICENSORS HAVE ANY LIABILITY TO YOU OR TO ANY THIRD PARTY FOR ANY LOST PROFITS OR REVENUES OR FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, COVER OR PUNITIVE DAMAGES HOWEVER CAUSED, WHETHER IN CONTRACT, TORT OR UNDER ANY OTHER THEORY OF LIABILITY, AND WHETHER OR NOT THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You are responsible for all login credentials, including without limitation usernames, and passwords, for your account. We will not be responsible for any damages, losses, or liability to you or anyone else, if such information is not kept confidential by you, or if such information is correctly provided by an unauthorized third-party logging into and accessing the Websites and/or Services. The limitations under this “Limitation of Liability” section apply with respect to all legal theories, whether in contract, tort or otherwise, and to the extent permitted by law. The provisions of this “Limitation of Liability” section allocate the risks under the Agreement between the parties, and the parties have relied on these limitations in determining whether to enter into the Agreement.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, SUCH AS INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. OTHER RIGHTS MAY VARY FROM JURISDICTION TO JURISDICTION. THE FOREGOING DISCLAIMERS AND LIMITATIONS WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless SELF and our affiliates, licensors, and suppliers, and our and their respective employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to costs and attorney’s fees) arising from: (a) your use of and access to the Websites and/or Services, including your use or access to content or other information via the Websites and/or Services; (b) your violation of any term of the Agreement, including without limitation any breach of your representations and warranties above; (c) your violation of any third-party right, including without limitation any right of privacy or intellectual property rights; (d) your violation of any applicable law, rule or regulation; (e) User Content or any content that is submitted via your account, including without limitation misleading, false, or inaccurate information; (f) your negligence, gross negligence, fraud, and/or willful or wanton misconduct; (g) any other party’s access or use of the Websites and/or Services with your username, password, or other appropriate security code; and/or, (h) any dispute between you and any other third party.

Publicity

You may not use our company names, logos, or other trademarks for any purpose without our prior written consent; provided that we may place your name and logo on our Websites and/or Services and other marketing materials for the purpose of identifying you as a User of our products and services and use User Content in order to provide the Websites and/or Services or as otherwise provided herein without such consent.

No Third-Party Beneficiaries

The Agreement does not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between you and us; we are each independent contractors. There are no third-party beneficiaries to the Agreement; a person who is not a party to the Agreement may not enforce any of its terms under any applicable law.

Communications; Modifications

Except as otherwise set forth herein, all notices under the Agreement will be by posting on our Websites and/or Services with or without advance written notice. They are effective immediately when posted. It is your responsibility to regularly check for updates and the most current version of the Agreement on this page; and, your continued use of the Websites and/or Services constitutes your continued consent to be bound and adhere to the terms and conditions of this Agreement. All notices to us must be submitted via our website HERE and are effective and deemed given when we confirm, in writing, receipt of the same.

Electronic Communications

The communications between you and SELF use electronic means. You: (a) consent to receive communications from SELF in an electronic form; and, (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that SELF provides to you electronically satisfy any legal obligation that such communications would satisfy if it were in a hard copy writing.

Intellectual Property

All trademarks, logos, and service marks (“Marks”) displayed on the Websites and Services are our property or the property of other third-parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks. SELF reserves all rights not expressly granted herein. Nothing in this Agreement grants, by implication, waiver, estoppel, or otherwise, to you or any third party any intellectual property rights or other right, title, or interest in or to the Websites, Services, and/or data, as defined in the Privacy Policy, in whole or in part.

Waivers

No failure or delay by either party in exercising any right under the Agreement will constitute a waiver of that right. No waiver under the Agreement will be effective unless made in writing and signed by an authorized representative of the party being deemed to have granted the waiver.

Severability

The Agreement will be enforced to the fullest extent permitted under applicable law. If any provision of the Agreement is held by a court of competent jurisdiction to be contrary to law, the provision will be modified by the court and interpreted so as best to accomplish the objectives of the original provision to the fullest extent permitted by law, and the remaining provisions of the Agreement will remain in effect.

Assignment

You may not assign or delegate any of your rights or obligations hereunder, whether by operation of law or otherwise, without our prior written consent. We may assign the Agreement in its entirety, without consent of Customer, to a corporate affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets. Any purported assignment in violation of this section is void. Subject to the foregoing, the Agreement will bind and inure to the benefit of the parties, their respective successors and permitted assigns.

Disputes

The laws of Florida govern this Agreement and its interpretation, without regard to the application of conflict of laws. Any suit, action, or proceeding arising out of or relating to this Agreement may be exclusively and confidentially litigated through two-party (not class-based) arbitration administered by the American Arbitration Association (AAA) under its then-current rules for expedited commercial disputes (except that discovery may include no more than a single eight-hour deposition by each side and the exchange of documents that either side reasonably may use at the arbitration hearing), before a single arbitrator and with the hearing occurring in St. Lucie County, Florida within twelve (12) months of filing the arbitration demand, and the prevailing party entitled to recovery of its legal fees and costs, as determined by the arbitrator. Any injunctive relief may also be exclusively pursued through the AAA before the same arbitrator. Each party waives any right to file an action in court, or to join any class or consolidated action against the other, for claims arising out of or relating to this Agreement. The decisions of the arbitrator will be final and binding on all parties to the dispute, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction. The arbitrator has exclusive power to rule on their own jurisdiction, including the existence, scope, waiver, or validity of the arbitration agreement or to the arbitrability of any claim or counterclaim, and to determine the existence or validity of a contract of which an arbitration clause forms a part (for this purpose alone, an arbitration clause will be treated as an agreement independent of the validity of a contract or its other terms, and all portions will be effective notwithstanding any portion being determined not to be enforceable).

This provision is intended to be broadly interpreted. It includes, but is not limited to: claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, fraud, misrepresentation, or any other statutory or common-law legal theory; claims that arose before the existence of this or any prior agreement (including, but not limited to, claims relating to advertising); claims for mental or emotional distress or injury not arising out of bodily injury; claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and, claims that may arise after the termination of this Agreement.

Nothing in this section shall be deemed as preventing us from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of our data security, intellectual property rights or other proprietary rights.

Entire Agreement

The Agreement, including these Terms and Conditions, Privacy Policy, any other terms or conditions provided by us in connection with our Websites and/or Services, together with any and all documents referenced herein or therein, constitutes the entire agreement between the parties and supersedes all prior and contemporaneous agreements, proposals or representations, written or oral, concerning its subject matter, unless we specifically agree otherwise in writing in a subsequent signed agreement. Without limiting the foregoing, the Agreement supersedes the terms of any online agreement electronically accepted by you. However, to the extent of any conflict or inconsistency between the provisions in these Terms and Conditions and any other documents or pages referenced in these Terms and Conditions, the following order of precedence will apply: (1) SELF’s Bylaws; (2) SELF’s Terms and Conditions; (3) Privacy Policy; (4) SELF’s Cookie Policy; and, (5) any other documents or pages referenced in these Terms and Conditions.

Survival

Any section of the Agreement that, by its terms or its nature, should survive the termination or expiration of the Agreement.

Contact Us

DMCA POLICY

Last updated February 4, 2024

If you believe that your intellectual property rights have been violated by the Solar and Energy Loan Fund of St. Lucie County, Inc., its parent companies, subsidiaries, affiliates, and/or its designees, if any (“SELF”), or by a third-party who has uploaded content on our site, please provide the following information to the SELF’s designated copyright agent listed below:

A description of the copyrighted work or other intellectual property that you claim has been infringed. It is best to be as specific as possible and to include a copy of the copyrighted work or intellectual property you are referencing.
A description of where the material that you claim is infringing is located on SELF’s Websites, as defined in SELF’s Privacy Policy.
An address, telephone number and email address where SELF can contact you; and, if different, an email address where the alleged infringing party, if not SELF, can contact you.
A statement that you have a good-faith belief that the use is not authorized by the copyright or other intellectual property rights owner, by its agent or by law.
A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the owner’s behalf.
Your electronic or physical signature.

SELF may request additional information before removing any infringing material. SELF may provide the alleged infringing party with your email address so that person can respond to your allegations. SELF has registered a designated agent with the Copyright Office pursuant to 17 U.S.C. § 512(c).

If you believe your copyright material is being used on this site without permission, please notify the designated agent at:

Solar and Energy Loan Fund of St. Lucie County, Inc.

Attn.: Duanne Andrade
2400 Rhode Island Avenue

Fort Pierce, FL 34950
Email: Duannea@solarenergyloanfund.org

With a copy to: jhudson@solarenergyloanfund.org
(772) 468-1818

UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY AND CIVIL PENALTIES, INCLUDING MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS’ FEES.

Please note that this procedure is exclusively for notifying us and our affiliates that your copyrighted material has been infringed. The preceding requirements are intended to comply with our rights and obligations under the DMCA, including 17 U.S.C. § 512(c), but do not constitute legal advice. It may be advisable to contact an attorney regarding your rights and obligations under the DMCA and other applicable laws. In accordance with the DMCA and other applicable law, we have adopted a policy of terminating, in appropriate circumstances, users who are deemed to be repeat infringers. We reserve all rights available to us in equity and at law to enforce these laws; and, at our sole discretion, we may limit access to the Websites and/or Services of those who infringe any intellectual property rights of others, whether or not there is any repeat infringement, to the maximum extent permitted by the law.

SELF’S POLICY ON FEES FOR PRODUCTION OF BUSINESS RECORDS IN RESPONSE TO SUBPOENAS

Last updated February 4, 2024

Solar and Energy Loan Fund of St. Lucie County, Inc. and its parent companies, subsidiaries, affiliates, and/or its designees, if any (“SELF”), charges for the costs and reasonable fees incurred for producing business records in response to a subpoena duces tecum (“subpoena”).

Costs and reasonable fees include, but are not limited to:

Fees for searching, reviewing, duplicating, and redacting records;
Reasonable fees for attorney time spent in reviewing the subpoena and SELF’s response;
Expenses generated by materials and equipment used to search for, produce, and copy the responsive information;
Actual costs charged to SELF by a third-party for retrieval and return of records held by such third-party;
Fifteen cents per single-sided page for standard reproduction of documents of a size that is 8.5×14 inches or less;
Twenty cents per double-sided page for standard reproduction of documents of a size that is 8.5×14 inches or less;
Actual costs for the reproduction of oversized documents or the reproduction of documents requiring special processing which are made in response to a subpoena; and,
SELF does not charge for computer costs of retrieving data, unless such retrieval requires actual costs in accordance with Paragraph 1.D.

SELF will furnish an itemized statement describing the actions taken to justify the costs and reasonable fees. Payment must be made to SELF before receiving the records responsive to a subpoena. Payments must be made via check, made payable to the Solar and Energy Loan Fund of St. Lucie County, Inc. and sent to the attention of Bob Gilarski, Finance Manager, at 2400 Rhode Island Avenue, Ft. Pierce, FL 34950.

SELF may condition the production of records responsive to a subpoena upon advance payment of an estimate of the costs and reasonable fees that SELF expects to incur. Any difference between what was paid for the estimate and the actual costs and reasonable fees that SELF incurred will be refunded.

If the subpoena is subsequently withdrawn, quashed, or modified by a party other than SELF, SELF is entitled to reimbursement for costs and reasonable fees incurred up to the time SELF is notified in writing of such an action.

ASSUMPTION OF THE RISK AND WAIVER OF LIABILITY RELATING TO COVID-19 / CORONAVIRUS

Coronavirus, COVID-19, has been declared a worldwide pandemic by the World Health Organization. COVID-19 is extremely contagious and is believed to spread mainly from person-to-person contact. As a result, federal, state, and local governments and federal and state health agencies recommend social distancing and increased personal protection efforts, including frequent hand washing, vaccinations, and wearing face coverings.

Solar and Energy Loan Fund of St. Lucie County, Inc. and its parent companies, subsidiaries, affiliates, and/or its designees, if any (“SELF,” “SELF REALTORS®,” “we,” “us,” and “our”), cannot guarantee that you (or those you come in close contact with) will not become infected with COVID-19. Further, attending any SELF event (including your travel to and from such event) could increase your risk of contracting COVID-19. By participating in SELF’s events and programming, you acknowledge and agree to the following:

You acknowledge the contagious nature of COVID-19 and voluntarily assume all risk that you may be exposed to or infected by COVID-19 and that such exposure or infection may result in personal injury, illness, permanent disability, and death to you or those with whom you come into close contact.
You further acknowledge and agree to accept sole responsibility for any injury (including, but not limited to, personal injury, disability, and death), illness, damage, loss, claim, liability, or expense, of any kind, to you or those with whom you come into close contact (including your household members) (“Claims”). You hereby release, covenant not to sue, discharge, and hold harmless the Solar and Energy Loan Fund of St. Lucie County, Inc., its employees, officers, board of directors, representatives, sponsors, partners, and members of (“SELF”), from and against any and all Claims, including but not limited to all liabilities, claims, actions, damages, costs or expenses of any kind arising out of or relating thereto. You further understand and agree that this release includes any Claims based on actions, omissions, or negligence of SELF, whether a COVID-19 infection occurs before, during, or after participation in any SELF event or programming.
You agree to abide by any and all posted rules, warnings, or instructions by the venue where the event is held and any government authority with respect to social distances, adherence to any dress code (including mandatory face coverings) and sanitation guidelines. You further agree not to attend the event if you are diagnosed with or suspect that you may have been infected by COVID-19, and in the event, you become ill or suspect you have been infected with COVID-19, you agree to immediately discontinue your participation in the event and alert SELF via e-mail or telephone.
You agree to self-monitor for signs and symptoms of COVID-19 (symptoms typically include fever, cough, and shortness of breath) and contact SELF if you experience symptoms of COVID-19 within 14 days after participating or volunteering with SELF.
In light of the ongoing spread of COVID-19, individuals who fall within any of the categories below should not engage in SELF events and/or other face to face fundraising activities. By attending a SELF event, you certify that you do not fall into any of the following categories:
- Individuals who currently or within the past fourteen (14) days have experienced any symptoms associated with COVID-19, which include fever, cough, and shortness of breath, among others.
- Individuals who have traveled at any point in the past fourteen (14) days either internationally or to a community in the U.S. that has experienced or is experiencing sustained community spread of COVID-19; or,
- Individuals who believe that they may have been exposed to a confirmed or suspected case of COVID-19 or have been diagnosed with COVID-19 and are not yet cleared as non-contagious by state or local public health authorities or the health care team responsible for their treatment.
You acknowledge, understand, and agree to the following: (1) participation in SELF’s events and programming includes possible exposure to and illness from infectious diseases including but not limited to COVID-19; and, while particular rules and personal discipline may reduce this risk, the risk of serious illness and death does exist and can never be eliminated; (2) you knowingly and freely assume all such risks related to illness and infectious diseases, such as COVID-19, even if arising from the negligence or fault of SELF, as defined above; (3) You hereby knowingly assume the risk of injury, harm, and loss associated with your participation in and/or attendance at events held or sponsored by SELF, including but not limited to those related to illness and infectious diseases, such as COVID-19, even if caused by the negligence, fault or conduct of any kind on the part of SELF, as defined above; and, (4) by participating in SELF’s events, you hereby release, waive, and forever discharge SELF, as defined above, of, from, and against any and all liability, claims, and demands of whatever kind or nature, including but not limited to those related to illness and infectious diseases, such as COVID-19. By attending any event or appointment hosted by SELF, you acknowledge and accept the terms of this COVID-19 Waiver.

If you cannot agree to or are unwilling to accept and abide by the foregoing, DO NOT ATTEND any SELF event or programming. Failure to agree to or abide by any of the foregoing may result in denial of entry or immediate expulsion from the event at the sole discretion of SELF, in addition any and all remedies which may be available to SELF, in equity or at law.

COOKIE POLICY

Last updated February 4, 2024

Tracking Cookies Data

Solar and Energy Loan Fund of St. Lucie County, Inc. and its parent companies, subsidiaries, affiliates, and/or its designees, if any (“SELF,” “we,” “us,” and “our”), uses cookies and similar tracking technologies to track the activity on our Websites and hold certain information. Cookies are small data files which are downloaded to your device when you visit a website either for the duration of your visit (a “session cookie”) or for repeat visits (a “persistent cookie”). Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognizes that cookie. Cookies are useful because they allow us to recognize your browser or device, which helps in the efficient operation of our services. Other similar files such as clear GIFs, web beacons and pixel tags work in the same way and we use the word ‘cookie’ in this policy to refer to all files that collect information in this way. A cookie cannot read data off your hard drive or read cookie files created by other websites. Cookies set by the website operator are called “first party cookies”. Cookies set by parties other than the website operator are called “third party cookies”. The parties that set third party cookies can recognize your web browser both when it visits our Websites and when it visits certain other websites where the third party’s cookies are also present. Data collected pursuant to first party cookies can also be shared with third parties.

Depending on where you are located, you will have different options to control or opt out of the use of cookies. If you are accessing our Websites from another location, by using our Platform you consent to storage and access to cookies and other technologies on your device, in accordance with this Cookie Policy. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some or entire portions of our Websites.

How We Use Cookies

As described in our Privacy Policy, SELF uses cookies and other technologies to provide our Websites and to enhance your experience. This Cookie Policy sets out some further detail on how and why we use these technologies on our Websites, which is defined in our Privacy Policy and includes, but is not limited to any website, application, or service we offer.

Cookies serve a variety of functions, like enabling us to remember certain information you provide to us as you navigate between pages on the Platform. We use cookies for the following purposes:

Authentication: We need to use cookies to enable you to log into secure areas of our Platform. In addition, we may employ third-party services that may use cookies to help you sign into their services from our Websites.
Services, features, and preferences: We use cookies, like session cookies, to operate our Websites and to provide functionality and help us deliver our products and services according to your preferences in the following ways.
To facilitate communications: We automatically receive information about communications sent and received using our Websites.
To remember your settings and preferences: We use cookies to recognize your browser and remember your preferences (such as your preferred language).
To improve performance: We use cookies to provide the best experience. For example, we use cookies to speed up the loading of our Websites.
To process payments: Our third-party payment processors may use cookies as part of the payment flow.
Security: We use cookies to support or enable security features we have deployed, and to help us detect malicious activity and violations of our Terms and Conditions. These cookies help us prevent fraudulent use of login credentials.
Performance, Analytics and Research: We use cookies to help us analyze how the Websites are being accessed and used, and enable us to track performance of the Websites. This helps us to understand, improve, and research features and content on the Platform. We may also use other services, such as Google Analytics or other third-party cookies and related technologies, to assist with analyzing performance on our Websites. As part of providing these services, these partners may use cookies and the technologies described below to collect and store information about your device, such as time of visit, pages visited, time spent on each page of the Websites, links clicked and conversion information, IP address, browser, mobile network information, and type of operating system used.
Advertising: We and any third-party advertising partners use cookies to display ads to you on our Websites and on third party websites or online services, to make those ads more relevant to your interests, and to analyze the effectiveness of ad campaigns. Our first party cookies record your visit to our Websites, the pages you have visited, and the links you have followed, so that we can share relevant ads about SELF’s services and other products with you on our Platform and on third party websites or online services. Our advertising partners may include advertisers, advertising service providers, and third-party publishers. They may collect cookie and other information about your activity across different websites, including our Websites, and across your different devices to infer your interests, develop personalized content and deliver ads that may be relevant to you.

Duration of Cookies

Some cookies, known as “session cookies”, will stay on your device only for as long as you are accessing our Websites. Others, known as “persistent cookies,” are stored on your device for longer periods.

Other Technologies

Use of Other Technologies. We may allow others to provide analytics services and serve advertisements on our behalf. In addition to the uses of cookies described above, these entities may use other methods, such as the technologies described below, to collect information about your use of the Websites and other websites and online services.
Pixels tags. Pixel tags (which are also called clear GIFs, web beacons, or pixels), are small pieces of code that can be embedded on websites (including SELF’s Websites) and emails. Pixels tags may be used to learn how you interact with our site pages and emails, and this information helps us and our partners provide you with a more tailored experience.
Device Identifiers. A device identifier is a unique label can be used to identify a mobile device. Device identifiers may be used to track, analyze, and improve the performance of the Websites and ads delivered.
Local storage. Local storage is an industry-standard technology that enables the storage and retrieval of data on a computer, mobile phone, or other device. Local storage may be used to store member preferences on devices. Note that because this choice is a cookie-based mechanism, there are limitations on whether it applies across devices or on other browsers.

Revisions to this Cookie Policy

We may modify this Cookie Policy from time to time and reserve the right to do so with or without prior notice. When we do, we will provide notice to you by publishing the most current version on our Websites and revising the date at the top of this section. By continuing to use the Websites after any changes come into effect, you agree to the revised Cookie Policy. If you do not agree with all or part of this Cookie Policy, do not use SELF’s Websites.

How to Contact Us

If you wish to contact us with any queries or concerns, please contact us here.

ACCESSIBILITY

Last updated February 4, 2024

Solar and Energy Loan Fund of St. Lucie County, Inc. (“SELF”) is committed to providing accessible Websites and Services and strives to ensure that is services are accessible to people with disabilities. If you have difficulty accessing content, have difficulty viewing a file on the website, or notice any accessibility problems, please contact us to specify the nature of the accessibility issue and any assistive technology you use. SELF will strive to provide the content you need in the format you require. SELF welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.

Our Websites link to third-party content hosted on external websites. This third-party content may or may not meet WCAG standards for accessibility to individuals with disabilities. SELF may make use of different third-party websites such as Instagram, YouTube, Twitter, and Facebook to spread news and information about our products and services. These sites, which are not controlled by SELF, may present challenges for individuals with disabilities that we are not able to control or remedy. As made publicly available, here are the accessibility policies provided from these third-party sites:

Click HERE for the different ways to contact us with any questions or concerns about SELF’s Accessibility Policy.