SELF is an independent, non-profit, community-based lending organization focused on financing home renovations that promote energy efficiency, storm protection, water conservation and disability products.  We provide project management and access to low cost capital.


Not quite ready to apply? Answer a few questions to see how much you qualify for.

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Make sure to have your:

  • Proof of Income
  • Valid Photo ID
  • Contractor Quotes (if available)

* Interest rates are based on risk and project type as well as repayment type (ACH vs other). SELF’s maximum interest rate is 11% and average loan rates are 8.5%. Rates may vary depending on client risk; rates are not permanent; 7.45 % Fixed APR during the life of the loan subject to credit approval. Ask for details.