SELF is an independent, non-profit, community-based lending organization focused on financing home renovations that promote energy efficiency, storm protection, water conservation and disability products.  We provide project management and access to low cost capital.

Pre-Qualify

Not quite ready to apply? Answer a few questions and see if you’re pre-approved.

Start Application

Make sure to have your:

  • Proof of Income
  • Valid Photo ID
  • Contractor Quotes (if available)

* Interest rates are based on risk and project type as well as repayment type (ACH vs other). SELF’s maximum interest rate is 11% and average loan rates are 8.5%. Rates may vary depending on client risk; rates are not permanent; 7.45 % Fixed APR during the life of the loan subject to credit approval. Ask for details.