SELF is an independent, non-profit, community-based lending organization focused on financing home renovations that promote energy efficiency, storm protection, water conservation and disability products. We provide project management and access to low cost capital.
Pre-Qualify
To qualify you must:
- Own the home
- Be current on your property
taxes and mortgage payments - Not have had a bankruptcy in
the past 2 years - Not have more than one derogatory credit (unpaid debt for 90+ days)
Start Application
Make sure to have your:
- Proof of Income
- Valid Photo ID
- Contractor Quotes (if available)
* Interest rates are based on risk and project type as well as repayment type (ACH vs other). SELF’s maximum interest rate is 11% and average loan rates are 8.5%. Rates may vary depending on client risk; rates are not permanent; 7.45 % Fixed APR during the life of the loan subject to credit approval. Ask for details.