Richard Montoya

Gulf Coast Loan Program Manager

Richard Montoya is a seasoned professional with over three decades of financial experience. Based in the St Petersburg/Tampa Bay area, Richard brings deep community involvement to his role. His commitment to exceptional service is underscored by his extensive expertise in banking and finance, ensuring each client receives a tailored, stress-free experience. Richard excels in providing comprehensive loan solutions that meet the diverse needs of the community.

Family holds a central place in his life. Richard finds joy in exploring the outdoors, going on adventures with his husband Todd, as well as spending time with their dog Loretta.