Green Home Loan Calculator

Green Home Calculator

Estimate monthly payments for a home improvement project and compare SELF financing with another financing scenario.

Your project

$
Available terms depend on project type and cost.
EligibilityReduces the origination fee from 2.50% to 1.25%. The project coordination fee is unchanged.
Optional: Extra Payments

Extra payments are applied to both estimates in the comparison. Your actual loan terms may treat extra payments differently.

$

Compare Financing Scenarios

Have another financing offer? Enter the amount you would borrow, its interest rate, and repayment term. This calculator does not retrieve or verify offers.

SELF estimate

SELF financing

Estimated monthly payment—

This estimate calculates origination and project coordination fees on the entered project cost and finances both fees. Assessment, filing, documentary-stamp, and other applicable charges are not included. Final loan terms and disclosures may differ.

Your comparison

Alternate financing scenario

Enter your other financing offer
Enter the amount borrowed for the project, before fees. It must cover the full project cost. If your quote includes financed fees, subtract them here and enter them below.
Use the interest rate, not APR, if both are shown.
Added to the base loan amount and repaid with interest. Do not include these fees in either of the other amount fields.
Paid separately, not added to the loan. Do not enter the same fee in both fee fields.
Estimated monthly payment—

Estimated comparison

Enter the other loan amount, interest rate, and term above to see a comparison.

Potential energy savings

If your project is expected to lower utility costs, enter a monthly estimate from your contractor’s proposal or energy assessment. This is separate from the financing comparison above.

Leave blank if you do not have an estimate or the project is not expected to save energy.

Assumes the same utility savings every month during the selected SELF term. Actual savings depend on energy use, weather, utility rates, system performance, and other factors. This estimate does not reduce your loan payment or determine your loan eligibility.

SELF payment scheduleEstimated month-by-month breakdown for the selected SELF term.
Payment #Payment AmountPrincipalInterestBalance
About these estimates. This calculator does not determine loan eligibility or provide a loan offer. The other financing terms are entered by you and are not verified by SELF. The alternate loan’s total financed amount equals the base loan amount plus financed fees. Upfront fees are included in the cost comparison but not the loan balance or monthly payment. Estimated financing differences compare interest and stated fees, excluding repayment of the base amounts borrowed; they do not include utility savings, tax benefits, insurance changes, or other project benefits. For a like-for-like comparison, use the same project amount for both scenarios. Actual rates, APRs, fees, terms, payments, and eligibility depend on application, underwriting, and final disclosures. Estimates assume payments are made on time, with no extra payments unless you enter them above, and exclude late fees and other charges.