If you have a high-interest home improvement loan, SELF can help you refinance for a low fixed rate.

Loan Products & Rates*

Loan AmountUp to $20,000
Interest Rate8%
Terms5-10yrs

Origination Fee: 2.5%

To qualify for a SELF Refi Loan, the outstanding external loan must

  • Be utilized for a home improvement
  • Be greater than $5,000 up to $20,000
  • Have been closed within the past 6 months
  • Have an interest rate greater than 10%
  • Have a term less than 10 years
  • Must not have a construction lien on the home.

This is not a consolidation loan to be utilized for paying off multiple accounts. The SELF loan is to be used to pay off the total
amount of the external loan, so clients must qualify for the full amount or at least 90% of the payoff balance.

Refinance a high-interest rate home improvement loan with a Refi Loan from SELF.

Other Homeowner Loans

All Home Improvement Loans

Unsecured loans for a wide variety of eligible improvements

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KIVA Loans

Crowdsourced loans for people with low or no credit, veterans, and female heads of household.

getting a loan for a rental property

Disability Loans

Loans for disability and aging in place home adaptation.

Energize St. Lucie County (PACE)

For All Land Use Types. *Only Available in St. Lucie County, FL

What Our Clients Are Saying

Monica, Hillsborough

"I am so grateful for this loan and SELF was really there for me."

Ruth Vernon, Tampa

SELF helped Ruth completely redo her bathroom. "Now my daughter doesn’t have to worry about me falling"

Laurelin, Mobile

“SELF made this process as painless and worry-free as possible. I am so grateful for all their help, thanks to everyone!”